Portfolio Details
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Jyoti Small Finance
Project Overview
Jyoti Small Finance is a branch-wise loan management system developed to streamline client onboarding, loan processing, EMI scheduling, and payment tracking. Built with PHP and MySQL, the system integrates OTP-based authentication for staff and admin, secure document handling, and automated EMI distribution.
The project focused on building a conversion-optimized storefront, complete with advanced cart management, secure payment processing, and responsive mobile layouts.
The Challenge
Automate loan & EMI generation for diverse clients
The Solution
Dynamic loan creation & EMI scheduling
Key Features
OTP-Verified Staff/Admin Login
Secure authentication system using PHPMailer OTP for both staff and admins.
Ensures branch-wise login access and prevents unauthorized entry.
Automated EMI Generation & Tracking
Loan applications automatically generate a static-30 EMI schedule.
Supports partial payments with auto-adjustments in the EMI table.
Branch-Wise Loan & Client Management
Separate admin/staff portals for Katargam & Varracha branches.
Includes client onboarding, co-applicant workflows, and document uploads.